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Is the oldest and largest Parade of Homes event in the country, more than 1,000 homes and neighborhoods are open to the public. During the Parade of Homes, visitors can see beautifully finished model homes, and consider style and features they want in their own dream home. New homes are available to buy on the spot. Traditional homes, condominiums and townhomes are featured in the twice-yearly event. For consumer information about the Builders Association, visit www.paradeofhomes.org.
Parade of Homes
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Lenders provide numerous types of mortgage or loan options for potential homebuyers. Homebuyers should research their options and ask questions about the best loan option for them. Below is a list of documents homebuyers should bring when applying for a loan application.
Driver's license and social security card(s)
Place of residence, including the names and addresses of landlords for the past two years
Name and address for each employer over the past two years.
Income Information
Gross monthly salary, with at least one month of pay stubs for all current employers
Two years of W-2 forms
Two years signed income tax returns with all schedules
If a homebuyer has applied for bonds, bring three years of federal tax returns
Verification of child support or maintenance payments received
Copy of last payment received or award letter for MFIP, food stamps or SII
Debt Information
A listing of each debt (car loans, student loans, credit cards) including addresses, account numbers and current balance
Name, address and monthly cost of childcare provider
Asset Information
Two months worth of bank statements for all checking and savings accounts
A list of all other assets and a value for each
Automobiles
Life Insurance
Retirement Funds, 401K
Stocks and bonds
Real Estate
Furniture/other personal property
Complete documentation if the homebuyer has ever filed for bankruptcy
Approximate costs of appraisal fee, credit report, inspection, if required
Divorce decree, if applicable
Purchase agreement and multiple listings sheet, if available
Certificate of VA eligibility, if applicable
Verification of gift loan or grant towards down payment or closing costs
Green card or copy of visa, if the homebuyer is not a US citizen
Transcripts or diplomas if the homebuyer has attended school within the past two years.
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Classically symmetrical; usually two rooms deep and two rooms high with central or end chimneys; classic detailing; transom lights; pilasters around door; hipped roof (British), side gable roof (American). “Half Georgian” was a popular choice for urban row houses (one side of a full Georgian).
Georgian Colonial
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Squared two story with hipped roof; full facade front porch; windowed attic dormer. Inside usually consists of four square rooms over three square rooms plus entry.
American Foursquare
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Horizontal lines and low proportions; central heavy-set chimney; gently sloping roofs; overhanging eaves; low terraces; rows of small windows. Frank Lloyd Wright popularized this style at the turn of the 20th century.
Prairie Style
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Known also as ranch-style homes, ramblers are single-story structures with a low pitched gable roof and deep-set eaves. They are built in a rectangular, L-shaped, or U-shaped design set low to the ground.
Rambler
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This modern style evolved as an affordable version of a two-story home. Rooms for sleeping and socializing were separated and moved apart. The area above the garage is designed for bedrooms.
Split Entry
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Decorative half-timbering; steeply pitched roof; prominent cross gables; tall, narrow windows with small panes; massive chimneys with decorative tops.
Tudor
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Victorian home styles encompassed several types. Queen Anne are the "painted ladies" of San Francisco, with steeply pitched, irregular roofs; front-facing gable; patterned shingles; bay windows; picturesque massing; decorative ornamentation; partial or full-width single-story porches; several gables and dormers and sometimes rounded or square towers and turrets.
Victorian
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(Arts & Crafts) Low-pitched, gabled roof with wide overhanging eaves; decorative beams or braces under gables; tuck-under porch; tapered, square columns; usually included mixed materials (stone, brick, wood); detailed woodwork; and often included Frank Lloyd Wright design motifs.
Craftsman Bungalow
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For people looking for more immediate living arrangements, renting may be the ideal housing option. Renting may also be preferable for people not yet sure about their job placements.
According to the University of Minnesota housing department, the average monthly cost of rent in Minneapolis is as follows:
Efficiency or Studio $550
One bedroom $776
Two bedroom $1075
Three bedroom $1,304
Rent prices in St. Paul are slightly lower.
Rental sections in both daily metro newspapers, the “Minneapolis Star Tribune” and the “St. Paul Pioneer Press” offer extensive apartment listings. In addition, metro-area grocery stores, malls, and movie theaters carry free magazines with rental listings. Numerous agencies and help lines are available for current renters.
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Landlord-Tenant Information Help Line (serves all of MN)
612-341-3504
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(Composed of tenants and tenant advocates; provides information and supports pro-tenant organizations.)
Minnesota Tenants Network
952-933-0017
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(Focuses on individual tenant advocacy, public policy work and tenant organizing.)
Minnesota Tenants Union
612-871-7485
mntenu@bitstream.net
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Minneapolis Housing Service
612-673-3003
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St. Paul Housing Information
651-266-6000
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Fully furnished apartments and living spaces are available for people here for an extended corporate visit or those moving into a permanent home.
Temporary Housing
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The metro area provides numerous housing choices for older people, from independent-living options in apartments and townhomes to facilities that offer nursing care. Senior Housing, Inc., a non-profit organization, publishes a “Senior Housing Directory” that offers comprehensive information to senior housing. It includes listings on market-rate facilities and subsidized housing. For more information, contact:
Senior Housing, Inc.
2021 E. Hennepin Ave., Suite 472
Minneapolis, MN 55413
612-617-1025
www.seniorhousingdirectory.org
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